Edward Hochard
The Annuity Shop
Articles
Unlocking Financial Stability Through Lucid Decision-Making
March 28, 2024
In the quest to achieve financial stability and success, the role of lucid decision-making cannot be ...
Shifting from Career to Retirement
February 10, 2024
Transitioning into retirement is a significant life milestone that brings about a mix of emotions, from ...
The Enduring Importance of Credit Scores for Retirees
January 6, 2024
Credit Score Relevance Maintaining a robust credit score is often considered a priority during one's working ...
Navigating the Ocean of Retirement Savings
December 19, 2023
Bank Accounts, US Treasuries, and Annuities Retirement. A time envisioned with balmy breezes, leisurely pursuits, and ...
Cognitive Decline and Financial Decisions
November 21, 2023
As we age, it is natural to experience some cognitive decline. This decline is a normal ...
Using SPIAs for Immediate Retirement Needs
October 20, 2023
A Stable and Reliable Option The quest for a stable and consistent income stream in retirement ...
The Huge Difference In Your IRA Between Accumulation And Distribution
September 27, 2023
Navigating the Complexities of Retirement: Understanding the Accumulation and Distribution Phases Many individuals struggle to rely ...
Secure Your Retirement with Annuities
June 27, 2023
Unveiling the Benefits for Retirees As you embark on your retirement journey, ensuring financial security and ...
Why Is My Father's Stock Market Not Like Mine?
April 12, 2023
First, it's important to understand that the stock market is volatile, with prices constantly fluctuating due ...
Should You Consider Adding A Deferred Income Annuity To Your Retirement Portfolio?
October 7, 2021
"Deferred income annuities have a proven track record of helping seniors guard against longevity risk in ...
Choosing An Annuity Is A Personal Decision
July 7, 2021
"A true annuity specialist is someone who helps you decide the safe money decision that feels ...
What Are The Main Differences Between Annuities And Bonds?
June 4, 2021
"Both an annuity and a bond can assure you of a steady income when you retire. ...
Can Buying An Annuity Help Younger People Who Are Still Working?
May 24, 2021
"Conventional financial wisdom says people should only purchase annuities shortly after they retire, around ages 65-75. ...
Common Mistakes People Make When They Consider Annuities
April 21, 2021
"Annuities can be useful tools for pre-retirees and retirees who seek a steady stream of guaranteed ...
Choosing a Financial Advisor
April 25, 2023
The Importance of Finding Someone Experienced with Annuities An annuity is a contract between an individual ...
10 Reasons To Consider Annuities For Your Retirement Foundation
July 11, 2023
Need a reason to add an annuity to your retirement portfolio? Here are 10. Annuities aren’t ...
10,000 Baby Boomers Retire Each Day
January 30, 2021
10,000 new baby boomers retire each day. Think about it: Many people don’t get defined pension ...
2023 Retirement Account Contribution Limits
November 22, 2022
It's no secret that saving for retirement can be a challenge. Between the rising cost of ...
3 Overlooked Tax Reductions That Will Shock You
April 3, 2021
Make sure you do not forget these tax deductions. There are the standard tax reductions every ...
5 Mistakes Investors Make When They Fail to Keep Their Cognitive Biases in Check
August 4, 2022
A cognitive bias refers to how our experiences and preferences distort our judgments and decisions. For ...
Edward Hochard
The Annuity Shop
1604 S. Harbor City Blvd.
Melbourne, Florida 32901
edwarddhochard@gmail.com
(321) 508-7128
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