Edward Hochard
The Annuity Shop
More Articles
Shifting From Saving to Spending in Retirement
October 1, 2024
Economic challenges often prompt individuals to seek ways to bolster their financial health, particularly concerning retirement ...
How MYGAs, SPIAs, and FIAs Enhance Retirement Planning
October 1, 2024
You may have heard of MYGAs, SPIAs, and FIAs, but what are these financial products, and ...
The Role of Guaranteed Income Annuities
September 15, 2024
Disclaimer: This article is for information only. The recommendations suggested below are intended only as information. ...
Beyond the Basics of Fixed Annuities
September 15, 2024
Fixed annuities offer the promise of reliable income, but like any financial product, the devil is ...
Social Security is Your Foundation for Retirement Income
September 3, 2024
Retirement planning can feel overwhelming – investment strategies, withdrawal rates, and healthcare costs must be considered. ...
Social Security's Future: The 2024 Report
September 3, 2024
The 2024 Trustees Report has presented mixed news for Social Security's financial outlook. While it shows ...
Turn the Tables on Scammers with This Reporting Toolkit
August 15, 2024
Understanding the Scam or Fraud 1. Identifying the Scam: Firstly, determine the nature of the scam ...
Women, Annuities and the Need to Outsource Retirement Income Management
July 24, 2024
Guaranteed benefits can provide income for any time period, even lifetime. According to recent research from ...
Your Retirement Income. Guaranteed? Or at Risk?
July 1, 2024
Do you want guarantees or risks? Sometimes it is difficult to focus on the essential things ...
Downside Protection And Guaranteed Lifetime Income
July 1, 2024
Protection against loss and lifetime income! How can those guys do that? Of all the many ...
Safe Money Options
February 15, 2024
Fixed and Fixed Indexed Annuities for Retirees Financial security is often the top priority for retirees ...
Inflation Can Cripple Retirement Planning
August 14, 2023
Most investors only consider the risk to their principal, which is why they favor Certificates of ...
Temporary Inflation Can Damage Retirement Planning
August 14, 2023
Even "temporary" inflation can drain off large amounts of your wealth "Warren Buffet once pointed out ...
To Bonds Or Not To Bonds That Is The Question
August 1, 2023
Have bonds earned a place in your portfolio?Beginning in 2020, the Federal Reserve cut interest rates ...
Which Should You Choose, Annuities or Bonds?
August 1, 2023
A Look at Fixed Indexed Annuities Compared to BondsInvesting in the future is always an important ...
Women And The Retirement Nightmare
July 15, 2023
For several years I worked as a volunteer for the local food bank. It supplied those ...
Financial Planning for the Divorced Woman: You are in Control!
July 14, 2023
Women need to understand their rights in a divorce“The impact a divorce has on women’s finances ...
Inflation and Fixed Indexed Annuities. Can You Protect Yourself?
June 29, 2023
Be cautious of inflation when planning your retirement Long-term loans carry higher interest rates than short-term loans ...
What Does the FDIC Not Guarantee or Insure
May 15, 2023
We all know that the Federal Deposit Insurance Corporation insures our bank deposits. They are safe, and ...
Where Have All The Bankers Gone?
May 15, 2023
Banker? Has anyone seen a banker lately?The old Peter, Paul, and Mary song “Where have all ...
Get an Annuity Quote – Some Things to Consider
May 1, 2023
The word annuity in and of itself is an enigma. What is an annuity? In its purest ...
10 Solid Reasons To Consider An Annuity For Your Retirement Foundation
April 11, 2023
Need a reason to add an annuity to your retirement portfolio? Here are 10.Annuities aren’t for ...
Inflation: The Silent Thief of Retirement Savings
December 12, 2022
Inflation poses a severe threat to all Americans and can cause profound damage to your retirement ...
Volatility And Longevity
December 1, 2022
How long are you going to live? Might be longer than you think.That old saying, “the ...
Edward Hochard
The Annuity Shop
1604 S. Harbor City Blvd.
Melbourne, Florida 32901
edwarddhochard@gmail.com
(321) 508-7128
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