Edward Hochard
The Annuity Shop
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Deferred Annuities As A Retirement Planning Tool
February 15, 2025
Many individuals diligently contribute to retirement plans but often wonder if they will have enough to ...
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10 ways a Deferred Income Annuity made retirement better for Sarah and James.
February 15, 2025
A Deferred Income Annuity (DIA) can be a valuable component of helping you worry less about living longer.
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Exploring Annuity Laddering
February 1, 2025
Securing a reliable and consistent income stream as retirement nears becomes a top priority. While various ...
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Multi-Year Guaranteed Annuities (MYGAs) Explained
February 1, 2025
Do you want to secure your future without being kept up at night worrying about market ...
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QLAC Annuities Are a Smart Retirement Income Strategy
February 1, 2025
As you approach retirement, one of your biggest concerns may be outliving your savings. After all, ...
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Immediate vs. Deferred Annuities
February 1, 2025
There are a multitude of reasons to buy an annuity, not the least of which is ...
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What Do Different Kinds of Annuities Offer?
February 1, 2025
Annuities are financial contracts provided by insurance institutions that can guarantee steady income in retirement. This ...
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Maximizing Growth and Managing Taxes with Annuities
February 1, 2025
Tax deferral is one of the key advantages of annuities, offering a way to grow your ...
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Five Tips For Cybersecurity Consciousness
January 15, 2025
Five Cost-Free Cybersecurity Tips to Safeguard Your Retirement Americans' top worries about crime today revolve around ...
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Turn the Tables on Scammers with This Reporting Toolkit
January 15, 2025
Understanding the Scam or Fraud 1. Identifying the Scam: Firstly, determine the nature of the scam ...
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Retirement and Savings Rule Updates You Need to Know for 2025
January 1, 2025
With each new year comes a wave of updates to financial rules and limits, and 2025 ...
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Key 401(k) Changes to Maximize Your Retirement Savings in 2025
January 1, 2025
Investing in a 401(k) remains one of the most effective ways to build wealth for retirement. ...
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Retirement and Savings Rule Updates You Need to Know for 2025
December 15, 2024
With each new year comes a wave of updates to financial rules and limits, and 2025 ...
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The Value of Lifetime Income for Annuity Holders
December 15, 2024
As retirement becomes increasingly complex, more individuals seek reliable income options that provide peace of mind. ...
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Embracing Aspirations and Creating Positive Money Habits in 2025
December 1, 2024
We've all heard the familiar refrain: "Set financial goals for the new year!" Instead of fixating ...
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Fostering a Healthy Relationship with Money
December 1, 2024
A healthy relationship with money is fundamental to overall well-being and happiness. It involves more than just ...
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Long Term Care Planning Needs To Be Part Of Your Retirement Planning
November 15, 2024
Long Term Care insurance is an often overlooked but crucial part of a well-balanced portfolio. Frequently, ...
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What Expenses Does Long Term Care Insurance Cover?
November 15, 2024
Long-term care insurance typically covers costs associated with personal and custodial care in a variety of ...
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Managing Your Retirement Savings During Job Transitions
November 1, 2024
Switching jobs is a common experience in today’s dynamic job market, but with each transition, you ...
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Maximizing Retirement Savings with Roth IRA Contributions for Tax-Free Growth and Withdrawals
November 1, 2024
Disclaimer: The information below is assumed to be accurate. Rules and regulations change, make sure you ...
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Planning for Retirement
October 15, 2024
Imagine living your golden years without financial worries, enjoying the freedom to pursue your passions. Retirement ...
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Building a Resilient Retirement Plan
October 15, 2024
Life is full of surprises, and while some may bring joy, others may pose significant financial ...
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Shifting From Saving to Spending in Retirement
October 1, 2024
Economic challenges often prompt individuals to seek ways to bolster their financial health, particularly concerning retirement ...
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How MYGAs, SPIAs, and FIAs Enhance Retirement Planning
October 1, 2024
You may have heard of MYGAs, SPIAs, and FIAs, but what are these financial products, and ...
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Edward Hochard
The Annuity Shop
1604 S. Harbor City Blvd.
Melbourne, Florida 32901
edwarddhochard@gmail.com
(321) 508-7128
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